Aibast Decision Recommendation 04 (Microsoft)

---
name: decision-recommendation
description: Use for nonbinding underwriting findings questions in the Loan Origination Assistant synthetic pilot.
metadata:
  origin: Microsoft
---
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# Nonbinding underwriting findings

Surfaces criteria matches and exceptions without approving or denying a loan.

## Procedure

1. Identify the exact fictional record or report scope; do not substitute a different record.
2. Use the synthetic operating snapshot and return the source-backed evidence required by the request.
3. Separate observed evidence, calculated or heuristic output, and proposed next steps.
4. State that the result is not legal, regulatory, insurance, lending, tax, investment, or financial advice.
5. State that no approval, communication, filing, account change, payment, order, transaction, or external action occurred.
6. Name the authorized human review required before action.

## Locked example

Persona: Senior Underwriter

Prompt: Which files meet the limited criteria, and did the assistant approve any loan?

Expected synthetic evidence: LA-2025-4001, No lending decision.