Aibast Settlement Recommendation 04 (Microsoft)

---
name: settlement-recommendation
description: Use for policy-term settlement estimate questions in the Claims Processing Agent synthetic pilot.
metadata:
  origin: Microsoft
---
<!-- bic:source=blank -->
# Policy-term settlement estimate

Calculates a nonbinding coverage-limit and deductible estimate without approving, denying, reserving, settling, or paying.

## Procedure

1. Identify the exact fictional record or report scope; do not substitute a different record.
2. Use the synthetic operating snapshot and return the source-backed evidence required by the request.
3. Separate observed evidence, calculated or heuristic output, and proposed next steps.
4. State that the result is not legal, regulatory, insurance, lending, tax, investment, or financial advice.
5. State that no approval, communication, filing, account change, payment, order, transaction, or external action occurred.
6. Name the authorized human review required before action.

## Locked example

Persona: Claims Manager

Prompt: Show the policy-term estimates and state clearly whether any claim was approved or paid.

Expected synthetic evidence: CLM-2025-7002, No approval.